Pensions — Guides, Tips & Expert Advice
Pension guides for the self-employed — SIPP, NEST, tax relief, and retirement planning.
47 articles on Pensions
Best Pensions for Sole Traders UK 2026
A practical comparison of the best pension options for UK sole traders in 2026, covering SIPPs, personal pensions, and stakeholder pensions.
How to Check Your State Pension Forecast
Checking your State Pension forecast takes five minutes and could save you thousands. Here is how to do it and what to look for.
Do Self-Employed People Get a State Pension?
Yes, self-employed people do qualify for the State Pension. Here is how it works and what you need to do to protect your entitlement.
How Much Should a Self-Employed Person Save for Retirement
With no employer contributions, self-employed people must take charge of retirement saving. Learn how much to save, when to start, and how to build a realistic plan.
Lifetime Allowance Abolished: What It Means for Self-Employed Savers
The pension lifetime allowance has been abolished. Learn what this means for your pension saving and why it is good news for long-term savers.
What's the Minimum Pension Contribution for Self-Employed?
There is no legal minimum pension contribution for self-employed people, but starting small is better than not starting at all.
National Insurance Gaps and State Pension: How to Check and Fix
Gaps in your National Insurance record can reduce your State Pension. Learn how to check for gaps, whether to fill them, and how much it costs.
Pension Annual Allowance 2026: What You Can Contribute
The pension annual allowance for 2025/26 is £60,000. Learn how it works, what happens if you exceed it, and how carry forward can help.
Pension Auto-Enrolment: Does It Apply to the Self-Employed?
Auto-enrolment does not currently apply to self-employed people. Learn why, what alternatives exist, and whether this might change.
Pension Carry Forward: Using Unused Allowance from Previous Years
Carry forward lets you use unused pension annual allowance from the past three years. Learn the rules and how self-employed people can benefit.
Pension Contributions as a Business Expense: Full Guide
Can you claim pension contributions as a business expense? The answer depends on your business structure. Here is how it works for sole traders and company directors.
Pension Drawdown for the Self-Employed
Pension drawdown lets you take a flexible income from your pension pot. Learn how it works, the tax implications, and why it suits self-employed retirees.
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