⚠️ MTD for Income Tax is mandatory from 6 April 2026 — less than two weeks away. If you earn over £50,000 you must be registered and using HMRC-recognised software now. Register today →
Making Tax Digital is here.
Are you ready?
MTD for Income Tax affects sole traders and landlords earning over £50,000 from 6 April 2026. You need to be registered and using HMRC-recognised software. Accounted is ready. Are you?
Step 1 — Register with HMRC
Register for MTD for ITSA on the HMRC website. Takes 5 minutes. Do this first.
Register with HMRC →Step 2 — Get HMRC-recognised software
Accounted is HMRC-recognised for MTD for ITSA and VAT. Start your free 14-day trial today.
Start Free Trial →The biggest change to UK tax in a generation. In plain English.
Making Tax Digital (MTD) is HMRC’s programme to replace paper records and annual tax returns with digital records and quarterly updates.
MTD for VAT has been mandatory since April 2019. Now HMRC is extending MTD to Income Tax Self Assessment — and that affects sole traders, freelancers, and landlords.
Under MTD for ITSA, you must: keep digital records of your income and expenses, submit quarterly summary updates to HMRC, and file an end-of-period statement at year end — all using HMRC-recognised software.
April 2026
£50,000+ gross income
April 2027
£30,000+ gross income
April 2028
£20,000+ gross income
Are you affected?
MTD for ITSA applies to sole traders and landlords. Here’s when it affects you based on your gross income — not profit.
6 April 2026
Sole traders and landlords
Gross income over £50,000
Action required now6 April 2027
Sole traders and landlords
Gross income over £30,000
Plan ahead now6 April 2028
Sole traders and landlords
Gross income over £20,000
On the horizonIncome means gross income — before expenses, before tax. If your turnover crosses the threshold, MTD applies to you.
What you need to do. Right now.
Register with HMRC
Sign up for MTD for ITSA on the HMRC website. You’ll need your Government Gateway login. Takes less than 5 minutes. This must be done before 6 April 2026.
Register with HMRC →Choose HMRC-recognised software
You must use software that HMRC has tested and recognised for MTD submissions. Spreadsheets alone are not enough. Accounted is HMRC-recognised for both VAT MTD and Income Tax MTD.
Start free trial →Connect your bank and start keeping digital records
Link your bank account via Open Banking. Transactions sync automatically. Penny categorises everything. Your digital records build themselves from day one — no manual data entry.
Submit quarterly updates
Your first quarterly update covers April to June 2026 and is due by 5 August 2026. Penny prepares it automatically and walks you through it. Review, approve, submit. Done in minutes.
Accounted was built for MTD from day one.
HMRC-recognised software for VAT MTD and Income Tax MTD. Quarterly updates handled automatically. From £14/month.
Connect your bank
Open Banking link in 60 seconds. Transactions sync automatically from day one.
Penny categorises everything
95%+ accuracy. Receipts via any channel. Zero manual data entry. Ever.
Tax calculated in real time
Income Tax, Class 2 and Class 4 NICs, and VAT calculated live as transactions flow in.
Quarterly updates submitted for you
Penny prepares your MTD update each quarter and walks you through it by message. One tap to submit direct to HMRC.
Year-end sorted
End-of-period statement prepared automatically. Your accountant reviews via the portal. One click to file. Done.
MTD questions answered.
Learn more about MTD
MTD for Landlords — What You Need to Know
How MTD for ITSA affects rental income, multiple properties, and what landlords need to do before April 2026.
Read the guide →MTD for Contractors and Freelancers
IR35, CIS, and MTD — how the three interact and what contractors need to know about their MTD obligations.
Read the guide →Which MTD software is right for you?
Accounted vs Xero vs FreeAgent vs QuickBooks — feature by feature for MTD compliance.
Compare software →Need help getting MTD-ready?
Find an accountant near you who already uses Accounted — so you know they’re MTD-ready, up to date with HMRC requirements, and experienced with businesses like yours.
Find an MTD-Ready Accountant →MTD becomes mandatory in less than two weeks.
HMRC-recognised software. Quarterly updates handled automatically. From £14/month. No credit card required.
Start Your Free Trial →Already registered with HMRC? Great — now you need the software. Start your free trial and be fully compliant today.