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Tax Planning — Guides, Tips & Expert Advice

Tax planning strategies, allowances, reliefs, and tips to reduce your tax bill legally.

178 articles on Tax Planning

Tax Planning

IR35 and the CEST Tool: How HMRC's Test Works

An honest look at HMRC's CEST tool for IR35 status determination, including how it works, its limitations, and whether you should rely on its results.

28 February 2026·6 min read
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Tax Planning

How to Write an IR35-Compliant Contract

Learn how to draft a contract that supports an outside IR35 determination, covering key clauses, common pitfalls, and practical tips for UK contractors.

28 February 2026·7 min read
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Tax Planning

IR35 Explained: The Complete Guide for Contractors

Everything contractors need to know about IR35 in 2026, from the basics of the legislation to how it affects your take-home pay and contract arrangements.

28 February 2026·7 min read
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Tax Planning

IR35 for Agencies: Responsibilities and Compliance

A complete guide to IR35 responsibilities for recruitment agencies, covering the fee-payer role, due diligence, and compliance with the off-payroll rules.

28 February 2026·6 min read
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Tax Planning

IR35 and Substitution: The Most Misunderstood Test

A deep dive into the IR35 substitution test, explaining why it matters, how tribunals assess it, and how contractors can establish a genuine right to substitute.

28 February 2026·7 min read
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Tax Planning

IR35 Tax Calculations: What You'll Actually Pay

Detailed IR35 tax calculations for UK contractors at various income levels, showing exactly how much you take home inside vs outside IR35 in 2025/26.

28 February 2026·6 min read
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Tax Planning

Marriage Allowance: Transfer £1,260 to Your Partner

Learn how the Marriage Allowance works, who qualifies, how to apply, and how to backdate your claim to save up to £1,260 in tax as a married couple or civil partners.

28 February 2026·7 min read
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Tax Planning

National Insurance Calculator for Self-Employed

Calculate your self-employed National Insurance for 2025/26. Covers Class 2, Class 4, thresholds, rates, and how NI affects your State Pension.

28 February 2026·7 min read
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Tax Planning

Should I Register for VAT? Decision Framework

Use this decision framework to determine whether VAT registration is right for your business. Covers mandatory thresholds, voluntary benefits, and costs.

28 February 2026·7 min read
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Tax Planning

Sole Trader vs Ltd Calculator: Which Saves Tax

Compare the tax bill of a sole trader versus a limited company at every profit level. See the real numbers to decide which structure saves you more.

28 February 2026·7 min read
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Tax Planning

How to Spot HMRC Scam Emails, Texts, and Calls

Learn how to identify fake HMRC emails, text messages, and phone calls, what real HMRC communications look like, and how to report scam attempts safely.

28 February 2026·7 min read
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Tax Planning

Tax Implications of Closing Your Business

Understand the tax implications of closing your sole trader business or limited company, including final tax returns, capital gains, VAT deregistration, and HMRC notification.

28 February 2026·7 min read
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Tax Planning — Guides, Tips & Expert Advice | Accounted Blog