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Pay your team, stay compliant

Simple payroll built for sole traders who employ 1-10 people.

Automatic PAYE and NI calculations, payslip generation, and RTI submissions direct to HMRC. Accounted Payroll handles student loan deductions and pension contributions too. Built for sole traders with employees.

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PayslipJDJane DoeFebruary 2026Gross Pay3,200.00PAYE Income Tax-418.33National Insurance-247.15Student Loan (Plan 2)-52.00Net Pay2,482.52HMRC RTI FiledCOMING SOON

How It Works

1

Add employees

Enter employee details, tax codes, NI categories, student loan plans, and pension contributions. Import from CSV if you are switching provider.

2

Run payroll

Accounted calculates gross-to-net automatically: PAYE, NI (employer and employee), student loans, and pension. Review and approve in one click.

3

Submit to HMRC

Full Payment Submissions and Employer Payment Summaries are filed to HMRC via RTI automatically. You receive confirmation when accepted.

Why Payroll?

Automatic PAYE & NI

Tax codes, NI categories, and thresholds are kept up to date automatically. Gross-to-net calculations happen in seconds.

RTI filed to HMRC

Full Payment Submissions and Employer Payment Summaries are submitted direct to HMRC via Real Time Information. No third-party needed.

Payslip PDFs

Professional payslips generated automatically for every pay run. Email them to employees or download as PDF.

P45 & P60 generation

Leaver P45s and year-end P60s generated automatically. Download as PDF or email directly to employees.

BACS file generation

Generate BACS payment files ready for upload to your bank. Pay all your employees in one batch transfer.

Everything you need to run payroll

Accounted Payroll covers the full payroll cycle from adding employees to filing year-end returns. PAYE income tax, National Insurance contributions (employer and employee), student loan deductions, pension contribution tracking, statutory pay (SSP, SMP, SPP), and attachment of earnings orders are all calculated automatically.

  • PAYE calculated using current tax codes and thresholds
  • National Insurance for all NI categories (A, B, C, H, M, Z)
  • Student loan deductions (Plans 1, 2, 4, and postgraduate)
  • Workplace pension contribution tracking and calculation
Pay BreakdownGross Pay3,200PAYE-418Employee NI-247Pension-160Net Pay2,375

HMRC compliance built in

Every pay run generates the correct RTI submissions automatically. Full Payment Submissions are filed on or before each payday. Employer Payment Summaries are submitted when no employees were paid in a tax month. Year-end, the Final Payment Submission closes off the tax year and triggers P60 generation.

  • Full Payment Submission (FPS) filed each pay run
  • Employer Payment Summary (EPS) for months with no payments
  • Final FPS submitted at year-end automatically
  • HMRC-recognised software for RTI submissions
RTI TimelinePay RunCalculatedFPS FiledSent to HMRCPayslips SentEmailed to staffBACS ReadyUpload to bank

Frequently Asked Questions

Yes — payroll is live and included in Professional plans. Start your free trial to set up payroll for your employees today.

Payroll will be included in Professional plans at no extra cost for up to 5 employees. Additional employees will be charged per head. Exact pricing will be announced closer to launch.

Yes. You will be able to import employee details and year-to-date figures from your existing payroll provider via CSV. Accounted will calculate the correct tax and NI from the point of switchover.

Yes. Accounted Payroll tracks workplace pension contributions, calculates employer and employee amounts, and includes them in your payslip and RTI submissions. You manage the pension scheme directly with your provider.

Yes. When an employee leaves, a P45 is generated automatically. At the end of each tax year, P60s are generated for all employees. Both can be downloaded as PDF or emailed directly.

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Payroll for Sole Traders | PAYE, NI, RTI to HMRC | Accounted