Property
Every property, every penny, sorted
Per-property tracking with Section 24 and furnished holiday let detection.
Track rental income, mortgage interest, maintenance costs, and agent fees per property. Accounted handles Section 24 finance cost restriction automatically and detects whether your property qualifies as a furnished holiday let.
Start Free Trial →How It Works
Add your properties
Enter the address, property type, and mortgage details. Set up each property in minutes.
Track income and expenses
Per-property breakdown with automatic categorisation. Rental income, repairs, insurance, agent fees — all tracked separately.
Tax calculated correctly
Section 24 restriction, furnished holiday let detection, and capital allowances all handled automatically.
Why Property Management?
Multi-property management
See all your properties in one view. Add as many as you need — each with its own income, expenses, and profit tracking.
Per-property profit and loss
Know exactly how each property is performing. Income, expenses, and net profit broken down individually.
Section 24 calculated automatically
Finance cost restriction calculated correctly — mortgage interest as a 20% tax credit instead of a deductible expense.
Furnished holiday let detection
Accounted checks whether your property meets HMRC's occupancy criteria for more favourable furnished holiday let tax treatment.
Mortgage interest tracking
Track mortgage payments per property. Interest portion separated automatically for Section 24 tax credit calculation.
Works alongside other income
Property income integrates with your employment, self-employment, and dividend income for a complete tax picture.
Section 24 — handled for you
Since April 2020, landlords cannot deduct mortgage interest as an expense. Instead, you receive a 20% tax credit. This affects higher-rate taxpayers significantly. Accounted calculates the restriction automatically.
- Mortgage interest tracked separately from other expenses
- 20% tax credit calculated automatically on finance costs
- Impact clearly shown for basic rate vs higher rate taxpayers
- Historical Section 24 calculations preserved per tax year
Every property, individually tracked
Each property has its own income stream, expense categories, and profit figure. Whether you have one buy-to-let or a portfolio, Accounted keeps everything organised and your tax return accurate.
- Rental income tracked per property with tenant details
- Expenses categorised: repairs, insurance, agent fees, maintenance
- Capital vs revenue expenditure guidance from Penny
- Annual summary per property for your Self Assessment
Frequently Asked Questions
Since April 2020, landlords can no longer deduct mortgage interest as an expense from rental income. Instead, you receive a 20% tax credit on finance costs. This particularly affects higher-rate taxpayers. Accounted calculates this restriction automatically.
A furnished holiday let (FHL) is a property that meets HMRC's occupancy criteria — available for letting at least 210 days per year and actually let for at least 105 days. FHLs get more favourable tax treatment including capital allowances on furnishings. Accounted detects eligibility automatically.
Yes — add as many properties as you need. Each has individual income and expense tracking, its own profit and loss statement, and contributes to your overall property income figure on your tax return.
The current version is designed for UK properties and UK tax rules. Overseas property income has different reporting requirements that are not yet supported.
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