Pensions — Guides, Tips & Expert Advice
Pension guides for the self-employed — SIPP, NEST, tax relief, and retirement planning.
47 articles on Pensions
The Tapered Annual Allowance — Does It Affect You?
Understand the tapered annual allowance for pensions in 2025/26 — who it affects, how it's calculated, and how to avoid unexpected tax charges.
Auto-Enrolment for Small Employers: Complete Guide
Everything small employers need to know about auto-enrolment pension duties, from choosing a scheme to managing contributions and staying compliant with the law.
Lifetime Allowance Abolished: What It Means
The pension Lifetime Allowance has been abolished. Find out what replaced it, how the new lump sum allowances work, and what this means for your retirement savings.
NI Voluntary Contributions: Should You Fill Gaps?
Find out whether paying voluntary National Insurance contributions to fill gaps in your record is worth it, how much it costs, and how to check and pay online.
How Pension Contributions Reduce Your Tax Bill
Discover exactly how pension contributions can lower your income tax and National Insurance bill, with worked examples for sole traders and small business owners.
Pension Drawdown Options for Business Owners
Explore pension drawdown options for business owners including flexi-access, UFPLS, and how to manage tax-efficient withdrawals from your pension pot.
Pension Tax Relief for Higher Rate Taxpayers
Higher rate taxpayers can claim 40% tax relief on pension contributions. Learn exactly how to claim it, how much you could save, and the strategies that work best.
Self-Employed Pension Options: SIPP, NEST & More
Explore the best pension options for self-employed people in the UK, from SIPPs to NEST and stakeholder pensions, with clear comparisons to help you choose.
How to Set Up a SIPP as a Sole Trader
A step-by-step guide to setting up a Self-Invested Personal Pension as a sole trader, including choosing a provider, making contributions, and claiming tax relief.
State Pension Forecast: How to Check Your Amount
Learn how to check your State Pension forecast, understand what it means for your retirement, and find out how to boost your entitlement before it is too late.
Workplace Pension vs Personal Pension: Compared
Workplace pension or personal pension — which is right for you? Compare costs, flexibility, employer contributions, and tax benefits to make the best choice.
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